Home » Auto Insurance » Vaughan Auto Insurance

compare vaughan auto insurance quotes in minutes

Get the lowest rates from Vaughan's top insurers.

5 Star Reviews

OUR INSURANCE PARTNERS

how to get cheap vaughan car insurance rates

1.) enter your details

Answer a few quick questions about you and your car.

2.) Compare Quotes

We'll show you quotes from the top Vaughan auto insurance companies.

3.) Secure The rate & save

If you like the quote, let's get started!

About vaughan car insurance

Woodbridge, Maple, Thornhill, Concord, and Kleinburg are the five communities that make up Vaughan. The City of Vaughan has experienced one of the province's fastest rates of growth since its inception in 1991. It is located approximately 30 minutes from Toronto and has a number of sites to visit, including Canada's Wonderland, Vaughan Mills mall, the McMichael Canadian Art Collection, and several conservation areas. It's a nice place to call home for professionals and families of all sizes. This implies that there are a lot of automobiles on the road, and plenty of insurance companies competing to cover them.

Unfortunately, drivers in Vaughan face some of the province's most expensive automobile insurance rates, placing them among the country's highest premium payers. The good news is that this will enable you to save money by comparing auto insurance rates. You may save a lot of money by comparing rates. Vaughan auto insurance premiums can vary by hundreds if not thousands of dollars, so comparing is the most effective approach to conserve your hard earned dollars.

some key stats on the Vaughan area

0

population

$ 0

median house value

$ 0

median household income

0

median age

0

livability score

0 %

are married

0 %

have kids (under 18)

0 %

unemployment rate

how does auto insurance work in vaughan

The regulations and restrictions for automobile insurance are determined by the provincial government. Vaughan is governed in accordance with the same standards as all other cities in Ontario. Here are some essential details:

1) All drivers must have automobile insurance.

2) You must be a resident of Ontario and have a valid driver's license from the province.

3) You must have adequate insurance in order to pass the test. Third-party liability, statutory accident compensation, DCPD, and uninsured automobile coverage are all required. You may choose collision, comprehensive, and other coverages as well.

4) In Ontario you have no-fault insurance, so all claims are submitted to your insurance company.

What types of auto insurance are offered in Vaughan?

All drivers in Vaughan must have a minimum amount of car insurance under Ontario law. Insure Me Today can help you get the following coverage:

Third Party Liability: This is a basic auto insurance policy. You must have this coverage in order to lawfully drive a car in Ontario. It protects you if you harm someone else in an accident and covers medical expenses.

Comprehensive: Covers the expenses of your vehicle damaged by non-collision causes such as theft, vandalism, or falling items.

Accident Benefits: If you're in an accident, your coverage extends to you and any passengers you may have.

Collision: If your vehicle is damaged in an accident, you will be compensated.

Specified Perils: Your policy will cover any insurable risks you choose. If it isn't stated in the policy, it isn't covered.

All Perils: Collision insurance and comprehensive insurance are combined. If your vehicle is damaged in a collision or by any other insurable risk, it will be covered.

DCPD: Direct Compensation Property Damage insurance covers the cost of damages of your vehicle regardless if you are at fault or not at-fault in a car accident or loss. It's part of the no-fault system.

Uninsured Motorist: If you are involved with an uninsured  or under insured driver accident or a hit-and-run accident, this coverage will protect you.  

What are the factors that determine how much your vaughan car insurance will cost?

Car insurance companies employ a variety of criteria to come up with your rates. Each person pays a different premium depending on these factors. The following are the most important considerations utilized by insurers in calculating rates:

What's your insurance history?: If you have a clean insurance history with no claims your off to a great start!

How long have you been driving?: The number of years you've been driving and your graduated license type play a big roll on what kind of rates you can get.

How much will you be driving?: How you use your vehicle, how long on average you'll be commuting to and from work and is your vehicle used for business.

Where do you live?: Insurance companies apply different risks for different areas, so depending on what particular postal code area you reside in, will dictate rates.

What type of vehicle are you driving?: Depending on whether your driving a sedan, SUV, pickup truck and Vehicle Safety Test results dictate what kind of rates you'll be offered.

Vaughan Auto Insurance is different depending on the Neighbourhood

You can examine auto insurance premiums in all areas of Vaughan. Costs might differ significantly from one company to the next, so comparing rates will get you the best savings.

Woodbridge (L4H, L3L, L4L ): North/South - Major Mackenzie/Steeles, East/West - Hwy 400/Hwy 50

Maple (L6A, L4K): North/South - King Vaughan Line/Rutherford, East/West - Bathurst/Hwy 400

Thornhill (L4J, L3T): North/South - Hwys. 7 and 407 (Major Mackenzie for the area west of Bathurst)/Steeles, East/West - Yonge/Dufferin

Concord (L4K): North/South - Rutherford/Steeles, East/West - Dufferin/Hwy 400

Kleinburg (LOJ): North/South - King Vaughan Line/Major Mackenzie, East/West - Hwy 400/Hwy 50

top Neighborhoods in Vaughan

City of Vaughan

what Vaughan postal codes have the lowest auto insurance rates?

Rates for Vaughan automobile insurance can differ considerably by postal code, frequently by hundreds of dollars. The L0J postal code areas (Kleinburg) have the lowest premiums, while L4H, L3L, L4L postal code areas (Woodbridge) have some of the highest premiums.

pickup truck

yearly savings: $415

Below is an example of what this same person's rates would be in each area.

 

Concord (L4K): $1,130

Thornhill (L4J): $1,075

Maple (L6A): $1,003 

Kleinburg (L0J): $843  

sedan

yearly savings: $522

Below is an example of what this same person's rates would be in each area.

 

Concord (L4K): $1,468

Maple (L6A): $1,440 

Thornhill (L4J): $1,369

Kleinburg (L0J): $1,028  

crossover suv

yearly savings: $555

Below is an example of what this same person's rates would be in each area.

 

Concord (L4K): $1,607

Maple (L6A): $1,607 

Thornhill (L4J): $1,571

Kleinburg (L0J): $1,137  

tips for getting cheap auto insurance in vaughan

Below are a few tips and advice to help you get best car insurance in Vaughan.

Bundling Auto & Home Insurance: By combining your home and auto insurance into a single policy, you'll automatically qualify for savings of up to 20%. Combining is the best way to save.

Increase Your Deductible: Increasing your deductible is any easy way to lower your premium, but you must keep in mind that the higher your deductible, the more you have to pay out of pocket in the event of an accident.

Get Your Full G License: By hurrying to complete the Ontario ministry driving programs to get your full G license, you'll be rated better by insurance companies.

Drive A Car With High Safety Rating: The type of automobile you drive is important. Look for cars with the best Insurance Institute for Highway Safety rating and lower repair expenses, as well as security features.

Install A Telematics Device: Tell the insurance company that you are willing to install a telematics device.  Most companies allow you to download the app on your mobile phone. It's easy. In some instances allows you to save as much as 30% if your a safe driver with strong driving habits.  It tracks the time of day, braking and acceleration habits.  

vaugan car insurance faqs

Below are the answers to some of the most commonly asked questions about getting auto insurance in Vaughan.

Car insurance cost in Vaughan varies depending on whether you reside in Woodbridge, Maple, Thornhill, Concord or Kleinburg. Each area is rated differently, but as a general rule, those who reside in the Woodbridge area of Vaughan are subject to higher premiums on average.

There are several cars that are on the higher end of the spectrum when it comes to insurance premiums in Ontario. One of the most expensive vehicles to insure would have to be the beautiful luxury sedan, the Maserati Quattroporte.

The best way to compare auto insurance quotes is by using an online auto insurance quoting engine. You simply input some information about yourself, your car, your driving history and a few other items, and you can potentially receive quotes from several local insurance companies within minutes.

Yes, dealerships in Ontario will contact your insurance company sending them a form letter that details everything related to your vehicle purchase. Although it is not required by Ontario law to purchase insurance, insurance is required once you drive off the lot or once you drive off from purchasing a vehicle from a private sale.

In Vaughan, the postal code with highest average rate for auto insurance is L4H. The L4H area is located in the Woodbridge area near Rutherford Road, bordering Major Mackenzie Drive, and Hwy 400.

In Vaughan, the postal code with lowest average rate for auto insurance is L0J. The L0J area is located in the quiet area of Kleinburg. Speaking in general, Kleinburg is a less densely populated area when compared to some of the other areas in Vaughan.

Subaru vehicles in general are on the mid to lower end when it comes to insurance premiums. But it's important to keep in mind that depending on the specific Subaru model and what postal code area you reside, that will play a part in the rate you get quoted.

There are several factors that determine what car insurance rates you'll receive. Factors such as how much you drive, where you live, how long you've been driving, your insurance history and insurance history to name a few.

visit our blog

Check out our vault of articles at the Insure Me Today blog. We cover topics on all things auto insurance, home insurance, business insurance, and much more!

Get quotes from dozens of Vaughan's auto insurance providers in 2 minutes.

Find more great auto insurance rates